Terms and Conditions

Last updated: May 23, 2026

1. Introduction Welcome to QuickInsight. These Terms are between you (“you”, “your”) and QuickInsight LLC, a Delaware limited liability company (“QuickInsight”, “we”, “us”, “our”), which operates the QuickInsight website and services. Paid written products and short informational sessions are prepared or conducted by Luciano Bullorsky using QuickInsight's decision frameworks. These Terms and Conditions (“Terms”) govern your use of our website, content, AI assistant, paid written products, and human informational sessions (collectively, the “Services”). By accessing or using QuickInsight, you agree to be bound by these Terms in full. If you do not agree, you must not use the Services.

2. User Eligibility Our Services are intended for individuals who are 18 years of age or older. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Nature of the Services

3.1 AI Assistant QuickInsight provides an AI-based assistant (“AI Assistant”) that helps you think through work-related and life-impacting decisions (for example, career choices, leadership challenges, startup decisions, business decisions, and other professional judgment calls). The AI Assistant uses large language models operated by third-party providers (such as OpenAI or Google). The AI Assistant is designed to act as a pragmatic, no‑fluff assistant, but:

- It may be incomplete, ambiguous, optimistic or simply wrong. - It does not know your full context or constraints. - It is not a substitute for your own judgment or for regulated professional advice.

You agree not to rely on the AI Assistant as the sole basis for any decision that could materially affect your finances, legal position, health, safety, or well‑being.

All content generated by the AI Assistant is provided for **general informational and educational purposes only**. It does not constitute financial, investment, legal, tax, medical, psychological, or other professional advice.

3.2 Human Informational Sessions QuickInsight also offers short, focused human informational sessions (typically around 10 minutes). All human informational sessions are conducted directly by Luciano Bullorsky.

- These sessions are **conversational and experiential** in nature. - They are based on Luciano Bullorsky’s own professional experience and judgment. - Any guidance or suggestions provided are personal viewpoints only, not professional or regulated advice. - You remain fully responsible for any decisions or actions you take after a session. - You agree not to rely on any human informational session as the sole basis for any high‑stakes decision. QuickInsight may refuse, limit or redirect requests that appear to seek regulated professional advice (for example, personalised legal, tax, medical or investment advice), and may instead suggest that you consult an appropriately licensed professional.

You understand and agree that QuickInsight does **not** provide licensed financial advisory services, legal services, tax services, medical or psychological treatment, or any other regulated professional service, and QuickInsight is not acting as your fiduciary in any capacity.

3.3 Paid Written Products QuickInsight may offer paid written products, including but not limited to decision memos, lens memos, written second opinions, or other written outputs based on information you provide (“Paid Written Products”).

- Paid Written Products are **informational and experiential** in nature. - They are intended to help you structure your thinking, surface trade-offs, and consider possible actions. - They may include personal viewpoints or judgment based on the operator’s professional experience. - They do not constitute financial, investment, legal, tax, medical, psychological, therapeutic, or other regulated professional advice. - You remain fully responsible for any decision or action you take after receiving a Paid Written Product. - QuickInsight may refuse, limit, or redirect requests that appear to seek regulated professional advice or that are outside the intended scope of the product.

Delivery times shown on the website or checkout pages are estimates unless expressly stated otherwise. We aim to deliver Paid Written Products within the timeframe displayed for the applicable product, but delivery may depend on the completeness and clarity of the information you provide.

4. User Responsibility and Decision-Making QuickInsight’s role is to help you structure your thinking, surface trade-offs and explore possible actions.

- You are solely responsible for evaluating any information, suggestions, or written output from the AI Assistant, any Paid Written Product, or any human informational session. - You must independently assess the suitability of any decision for your own situation, including by consulting licensed professionals where appropriate (for example, investment advisors, lawyers, doctors or therapists). - QuickInsight does not guarantee any particular outcome, result, performance or improvement.

By using the Services, you acknowledge that **you alone** are responsible for your decisions and their consequences.

You acknowledge that outcomes depend on many factors outside QuickInsight’s control and that you assume all risks arising from your use of the Services.

5. Purchases, Booking, Cancellation and Refunds

5.1 Purchases and Booking Paid Written Products and human informational sessions can be purchased or booked via our website using third-party providers for payments, checkout, intake forms, delivery, and scheduling. You agree to comply with any additional terms imposed by those third-party providers.

5.2 Cancellation and Rescheduling You may cancel or reschedule a booked session in accordance with the cancellation rules displayed at the point of booking. Paid Written Products may not be cancellable once work has started or once the product has been delivered, subject to our Refund Policy. We reserve the right to refuse, cancel, limit, or reschedule purchases or sessions in our discretion (for example, in case of misuse, abuse, missing context, requests outside scope, or technical issues).

5.3 Refunds Refunds are governed by our Refund Policy, available on our website. We aim to be fair and review refund requests in good faith. Approved refunds, if any, will be processed via the original payment method used for the purchase, subject to the policies and technical constraints of our payment processor. You agree not to initiate a chargeback before contacting us to attempt to resolve the issue.

6. Fees and Payment

6.1 Pricing The fees for Paid Written Products, human informational sessions, and any other paid services are displayed on our website or checkout pages and may change from time to time. All prices are shown in the currency indicated at checkout (for example, U.S. dollars).

6.2 Payment Processing Payments are processed by one or more third-party payment processors. QuickInsight does not store or process your full payment card details. You must provide accurate and complete billing information and authorise the payment processor to charge you the applicable fees.

6.3 Taxes You are responsible for any taxes that may apply to your purchase under the laws of your jurisdiction.

7. Acceptable Use and User Conduct

7.1 Respectful Behaviour You must use the Services respectfully and responsibly. We strictly prohibit:

- Racism, discrimination or hate speech. - Harassment, threats or any abusive behaviour. - Promotion of violence or illegal activities. - Spamming, phishing or other malicious behaviour.

We may suspend or terminate access to the Services at our discretion if we believe a user is violating these standards.

7.2 Prohibited Uses of the AI Assistant You agree not to use the AI Assistant to:

- Generate or distribute illegal content. - Seek instructions for harmful, dangerous or unlawful activities. - Violate the intellectual property, privacy or other rights of others. - Attempt to bypass rate limits, security measures or abuse protections.

8. Intellectual Property

8.1 Our Content All content on QuickInsight, including text, logos, branding, layouts, software and design elements, is owned by us or licensed to us and is protected by intellectual property laws. You may not copy, reproduce, distribute or create derivative works without our express permission, except as allowed by applicable law.

8.2 User Content If you provide content to us (for example, information submitted through forms, purchases, bookings, chats, intake forms, or emails):

- You grant us a non-exclusive, worldwide, royalty-free licence to use that content solely for the purpose of providing and improving the Services. - You confirm that you have the necessary rights to share that content with us.

We may store certain user-related data (such as booking details, purchase details, intake form responses, chat summaries or email addresses) in third-party tools such as Cal.com, Google Calendar, Google Sheets, Make/Zapier, payment processors, form tools, email tools and LLM providers, in line with our Privacy Policy.

9. Disclaimers

9.1 No Professional Advice The Services (including AI-generated content, Paid Written Products and human informational sessions) are provided for **general informational and educational purposes only**.

- Nothing in the Services constitutes financial, investment, legal, tax, medical, psychological, therapeutic, coaching, consulting, or other regulated professional advice. - QuickInsight does not act as your fiduciary, investment advisor, lawyer, doctor, therapist or any other regulated professional.

You should always consult appropriately licensed professionals before making significant financial, legal, health or other high‑stakes decisions.

9.2 No Guarantees We aim to provide thoughtful and useful perspectives, but we do not guarantee:

- The accuracy, completeness or reliability of any content. - Any specific outcome, performance, profit, loss avoidance or improvement. - That the Services will be uninterrupted, secure or error‑free.

You use the Services at your own risk.

10. Limitation of Liability To the maximum extent permitted by applicable law:

- QuickInsight, its owners, employees, contractors and partners shall not be liable for any indirect, incidental, special, consequential or punitive damages, including loss of profits, loss of opportunity, business interruption, or loss of data arising out of or in connection with your use of the Services.

To the maximum extent permitted by law, QuickInsight's total aggregate liability for any claim arising out of or relating to this Agreement or the services shall not exceed the total amount paid by you to QuickInsight in the twelve (12) months preceding the event giving rise to the claim, or one hundred dollars (US$100), whichever is greater.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

11. Indemnification You agree to indemnify and hold harmless QuickInsight LLC, its officers, members, employees, and contractors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or in any way connected with (a) your access to or use of the Services, (b) your violation of these Terms, (c) your violation of any third-party rights, or (d) any content you submit to QuickInsight.

12. Privacy Your privacy is important to us. Our Privacy Policy explains how we collect, use and protect your personal data. You can find our Privacy Policy on our website (or at such other URL as we may update from time to time).

By using the Services, you acknowledge that your data may be processed by third-party providers (including LLM providers, payment processors, scheduling tools and automation platforms) in accordance with their own terms and privacy policies.

13. Third-Party Services QuickInsight integrates with or depends on certain third-party services (including, but not limited to, payment processors, scheduling platforms such as Cal.com, form and intake tools, email tools, LLM providers such as OpenAI or Google, and automation tools such as Make or Zapier).

- We do not control and are not responsible for the terms, policies or performance of these third parties. - Your use of third-party services may be subject to additional terms and conditions set by those providers.

14. Changes to the Services and Terms We may modify, suspend or discontinue any part of the Services at any time, including pricing, product details, delivery times, and availability of Paid Written Products or human informational sessions. We may also update these Terms from time to time. When we do so, we will update the “Last updated” date (if present) and may provide additional notice as appropriate. Your continued use of the Services after any change constitutes your acceptance of the updated Terms.

15. Dispute Resolution; Arbitration Please contact us first at hello@quickinsight.co so we can try to resolve concerns informally.

Any dispute shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, with the seat of arbitration in Delaware, USA. Customers waive any right to participate in class actions.

15.1 Opt‑Out You may opt out of arbitration by emailing hello@quickinsight.co within 30 days of your first acceptance of these Terms with the subject line "Arbitration Opt-Out" and your name and the email address used to access the Services. Opting out will not affect any other part of these Terms.

15.2 Time Limit to Bring Claims To the extent permitted by applicable law, any claim must be brought within one (1) year after the events giving rise to the claim, or it is permanently barred.

16. Governing Law

This Agreement and any disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of laws principles.

You agree that the state and federal courts located in Delaware, United States, shall have exclusive jurisdiction for any dispute not subject to arbitration under Section 15.

17. Contact Information If you have any questions, concerns or requests regarding these Terms or the Services, you can contact us at:

QuickInsight LLC Email: hello@quickinsight.co

We may update contact details from time to time on the website.

18. User-Generated Content and Data Retention Information collected through purchases, intake forms, booking, scheduling and related flows (for example, via payment processors, form tools, Cal.com and stored in Google Calendar, Google Sheets or similar tools) will be handled in accordance with our Privacy Policy. We maintain internal practices for retaining and deleting data in a manner that is compliant with applicable privacy laws and aligned with the minimal data principle (keeping only what we reasonably need to operate the Services and meet our legal obligations).

19. Class Action Waiver You and QuickInsight agree that any dispute shall be brought only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, or consolidated action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

Nothing in these Terms limits any non-waivable rights you may have under applicable consumer protection laws.