Terms and Conditions
Last updated: March 4, 2026
1. Introduction Welcome to QuickInsight (“QuickInsight”, “we”, “us”, “our”). QuickInsight is currently operated by Luciano Bullorsky (doing business as “QuickInsight”). We may operate through, assign these Terms to, or transfer the Services to a current or future legal entity that operates QuickInsight. These Terms and Conditions (“Terms”) govern your use of our website, content, AI assistant and human consultation services (collectively, the “Services”). By accessing or using QuickInsight, you agree to be bound by these Terms in full. If you do not agree, you must not use the Services.
2. User Eligibility Our Services are intended for individuals who are 18 years of age or older. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
3. Nature of the Service
3.1 AI Assistant (Gatekeeper Chatbot) QuickInsight provides an AI-based assistant (“AI Assistant”) that helps you think through work-related and life-impacting decisions (for example, career choices, leadership challenges, startup decisions, trading and risk questions). The AI Assistant uses large language models operated by third-party providers (such as OpenAI or Google). The AI Assistant is designed to act as a pragmatic, no‑fluff assistant, but:
- It may be incomplete, ambiguous, optimistic or simply wrong. - It does not know your full context or constraints. - It is not a substitute for your own judgment or for regulated professional advice.
You agree not to rely on the AI Assistant as the sole basis for any decision that could materially affect your finances, legal position, health, safety, or well‑being.
All content generated by the AI Assistant is provided for **general informational and educational purposes only**. It does not constitute financial, investment, legal, tax, medical, psychological, or other professional advice.
3.2 Human Micro-Consultations QuickInsight also offers short, focused micro-consultation sessions (typically around 10 minutes) with human session hosts who share perspectives based on their own experience as operators, founders, leaders or traders (“Micro-Consultations”).
- These sessions are **conversational and experiential** in nature. - Any guidance or suggestions provided are personal viewpoints only, not professional or regulated advice. - You remain fully responsible for any decisions or actions you take after a session. - You agree not to rely on any Micro-Consultation as the sole basis for any high‑stakes decision and to seek licensed professional advice where appropriate.
- QuickInsight may refuse, limit or redirect requests that appear to seek regulated professional advice (for example, personalised legal, tax, medical or investment advice), and may instead suggest that you consult an appropriately licensed professional.
You understand and agree that QuickInsight does **not** provide licensed financial advisory services, legal services, tax services, medical or psychological treatment, or any other regulated professional service, and QuickInsight is not acting as your fiduciary in any capacity.
3.3 Charity and Donations For certain paid Micro-Consultations, QuickInsight allocates **$5 (USD) per paid session** to a charity selected by QuickInsight (the “Charity Allocation”). The remainder funds operations and growth.
- When you pay for a Micro-Consultation, you are purchasing a service from QuickInsight; you are **not** making a direct donation to a charity. - QuickInsight is not a charity and will not issue tax receipts or donation certificates to users. - The Charity Allocation is a company policy for this product. We may change, pause, or end the Charity Allocation at any time, but any change will apply prospectively (not retroactively) and we will update these Terms and/or our checkout disclosures.
We may publish aggregated Charity Allocation totals and transfer dates on our website (for example, on a “Transparency” page) once meaningful volume exists.
4. User Responsibility and Decision-Making QuickInsight’s role is to help you structure your thinking, surface trade-offs and explore possible actions.
- You are solely responsible for evaluating any information or suggestions from the AI Assistant or human session hosts. - You must independently assess the suitability of any decision for your own situation, including by consulting licensed professionals where appropriate (for example, investment advisors, lawyers, doctors or therapists). - QuickInsight does not guarantee any particular outcome, result, performance or improvement.
By using the Services, you acknowledge that **you alone** are responsible for your decisions and their consequences.
You acknowledge that outcomes depend on many factors outside QuickInsight’s control and that you assume all risks arising from your use of the Services.
5. Session Booking, Cancellation and Refunds
5.1 Booking Micro-Consultations can be booked via our website using third-party tools such as Gumroad (for payments) and Cal.com (for scheduling). You agree to comply with any additional terms imposed by those third-party providers.
5.2 Cancellation and Rescheduling You may cancel or reschedule a booked session in accordance with the cancellation rules displayed at the point of booking. We reserve the right to refuse or reschedule sessions in our discretion (for example, in case of misuse, abuse or technical issues).
5.3 Refunds If you believe there was a material issue with a Micro-Consultation, you may contact us within 7 days to request a refund review. However, refunds will **not** be issued for completed sessions **unless there was a technical failure on our side that materially prevented the consultation from taking place or being reasonably completed** (for example, if we could not connect at all due to our own systems). Any refund granted in exceptional circumstances will be evaluated in good faith at our discretion and, if approved, will be processed via the same payment method used for the original purchase, subject to the policies of the payment processor. You agree not to initiate a chargeback before contacting us to attempt to resolve the issue.
6. Fees and Payment
6.1 Pricing The fees for Micro-Consultations and any other paid services are displayed on our website or checkout pages and may change from time to time. All prices are shown in the currency indicated at checkout (for example, U.S. dollars).
6.2 Payment Processing Payments are processed by one or more third-party payment processors (for example, Gumroad or similar providers). QuickInsight does not store or process your full payment card details. You must provide accurate and complete billing information and authorise the payment processor to charge you the applicable fees.
6.3 Taxes You are responsible for any taxes that may apply to your purchase under the laws of your jurisdiction.
7. Acceptable Use and User Conduct
7.1 Respectful Behaviour You must use the Services respectfully and responsibly. We strictly prohibit:
- Racism, discrimination or hate speech. - Harassment, threats or any abusive behaviour. - Promotion of violence or illegal activities. - Spamming, phishing or other malicious behaviour.
We may suspend or terminate access to the Services at our discretion if we believe a user is violating these standards.
7.2 Prohibited Uses of the AI Assistant You agree not to use the AI Assistant to:
- Generate or distribute illegal content. - Seek instructions for harmful, dangerous or unlawful activities. - Violate the intellectual property, privacy or other rights of others. - Attempt to bypass rate limits, security measures or abuse protections.
8. Intellectual Property
8.1 Our Content All content on QuickInsight, including text, logos, branding, layouts, software and design elements, is owned by us or licensed to us and is protected by intellectual property laws. You may not copy, reproduce, distribute or create derivative works without our express permission, except as allowed by applicable law.
8.2 User Content If you provide content to us (for example, information submitted through forms, bookings or emails):
- You grant us a non-exclusive, worldwide, royalty-free licence to use that content solely for the purpose of providing and improving the Services. - You confirm that you have the necessary rights to share that content with us.
We may store certain user-related data (such as booking details, chat summaries or email addresses) in third-party tools such as Cal.com, Google Calendar, Google Sheets, Make/Zapier and LLM providers, in line with our Privacy Policy.
9. Disclaimers
9.1 No Professional Advice The Services (including both AI-generated content and human Micro-Consultations) are provided for **general informational and educational purposes only**.
- Nothing in the Services constitutes financial, investment, legal, tax, medical, psychological, therapeutic or other regulated professional advice. - QuickInsight does not act as your fiduciary, investment advisor, lawyer, doctor, therapist or any other regulated professional.
You should always consult appropriately licensed professionals before making significant financial, legal, health or other high‑stakes decisions.
9.2 No Guarantees We aim to provide thoughtful and useful perspectives, but we do not guarantee:
- The accuracy, completeness or reliability of any content. - Any specific outcome, performance, profit, loss avoidance or improvement. - That the Services will be uninterrupted, secure or error‑free.
You use the Services at your own risk.
10. Limitation of Liability To the maximum extent permitted by applicable law:
- QuickInsight, its owners, employees, contractors and partners shall not be liable for any indirect, incidental, special, consequential or punitive damages, including loss of profits, loss of opportunity, business interruption, or loss of data arising out of or in connection with your use of the Services. - Our total aggregate liability for any claim arising out of or relating to the Services or these Terms shall not exceed the total amount you have paid to QuickInsight for the Services in the 3 months immediately preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
11. Privacy Your privacy is important to us. Our Privacy Policy explains how we collect, use and protect your personal data. You can find our Privacy Policy at: `https://www.quickinsight.co/privacy` (or such other URL as we may update from time to time).
By using the Services, you acknowledge that your data may be processed by third-party providers (including LLM providers, payment processors, scheduling tools and automation platforms) in accordance with their own terms and privacy policies.
12. Third-Party Services QuickInsight integrates with or depends on certain third-party services (including, but not limited to, payment processors such as Gumroad, scheduling platforms such as Cal.com, LLM providers such as OpenAI or Google, and automation tools such as Make or Zapier).
- We do not control and are not responsible for the terms, policies or performance of these third parties. - Your use of third-party services may be subject to additional terms and conditions set by those providers.
13. Changes to the Services and Terms We may modify, suspend or discontinue any part of the Services at any time, including pricing and availability of Micro-Consultations. We may also update these Terms from time to time. When we do so, we will update the “Last updated” date (if present) and may provide additional notice as appropriate. Your continued use of the Services after any change constitutes your acceptance of the updated Terms.
14. Dispute Resolution; Arbitration (U.S. Users) Please contact us first at hello@quickinsight.co so we can try to resolve concerns informally.
14.1 U.S. Users — Binding Individual Arbitration If you are a resident of the United States (including its territories), you and QuickInsight agree that any dispute, claim, or controversy arising out of or relating to the Services or these Terms will be resolved by **binding individual arbitration** and not in court, except that either party may: - bring an individual claim in small claims court if it qualifies; and - seek injunctive or equitable relief in court for alleged misuse of intellectual property or unauthorized access.
The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by these Terms. The arbitration will take place by video/teleconference unless an in‑person hearing is required by the arbitrator. Unless otherwise required by applicable law, the arbitrator may award the same damages and relief that a court could award on an individual basis.
14.2 Opt‑Out You may opt out of arbitration by emailing hello@quickinsight.co within 30 days of your first acceptance of these Terms with the subject line “Arbitration Opt‑Out” and your name and the email address used to access the Services. Opting out will not affect any other part of these Terms.
14.3 Time Limit to Bring Claims To the extent permitted by applicable law, any claim must be brought within one (1) year after the events giving rise to the claim, or it is permanently barred.
15. Governing Law and Jurisdiction (Non‑U.S. Users) If you are not a U.S. user (or if you timely opt out of arbitration under Section 14.2), these Terms and any dispute or claim arising out of or in connection with them or the Services shall be governed by and construed in accordance with the laws of the City of Buenos Aires, Argentina, without regard to its conflict‑of‑law principles.
You agree that the courts of the City of Buenos Aires, Argentina, shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or the Services.
16. Contact Information If you have any questions, concerns or requests regarding these Terms or the Services, you can contact us at:
- Email: hello@quickinsight.co (or another contact address as listed on our website) - Phone/Message: (optional; if listed on our website, subject to availability)
We may update contact details from time to time on the website.
17. User-Generated Content and Data Retention Information collected through booking, scheduling and related flows (for example, via Cal.com and stored in Google Calendar or Google Sheets) will be handled in accordance with our Privacy Policy. We maintain internal practices for retaining and deleting data in a manner that is compliant with applicable privacy laws and aligned with the minimal data principle (keeping only what we reasonably need to operate the Services and meet our legal obligations).
18. Class Action Waiver To the maximum extent permitted by applicable law, you and QuickInsight agree that any dispute, claim or controversy arising out of or relating to these Terms or the Services will be resolved on an **individual basis only**.
This means: - you may bring claims against QuickInsight only in your individual capacity; and - you will not seek to bring, join, or participate in any class action, class arbitration, collective, consolidated, or representative proceeding, private attorney general action, or any other representative proceeding against QuickInsight.
If you are a U.S. user, this section is intended to be consistent with the arbitration agreement in Section 14.